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Indiana · License fee and time frames · IC 16-27-4-6

Indiana home care license: cost and timeline

IDOH charges $250 with each personal services agency license application, and a license lasts one year, so the fee comes round every year. IDOH publishes no processing time. Here is IDOH’s fee, the costs the law requires without setting a price, each step from Gateway access to renewal, and what the 2026 Medicaid waiver pause changes.

  • Rule-verified October 2, 2026
  • Quoted from IC 16-27-4 and IDOH’s forms
  • Every fee linked to its source
A founder in a burgundy fleece vest works on a calculator at a desk in a small office, beside a CareRulebook binder with sticky notes reading $250 to IDOH and Renew every year, a closed notepad and a closed laptop

Quick answer

Cost: the Indiana Department of Health (IDOH) charges $250 with each personal services agency license application: initial, renewal or change of ownership. A license lasts one year, so you pay it every year, online in the IDOH Gateway. IDOH’s forms call it non-refundable. It is IDOH’s fee, set by statute, not a CareRulebook price, and the statute sets no other state fee.

Time: IDOH publishes no processing time, and the statute sets no deadline for its review. IDOH’s 2022 instruction letter says it reviews applications in the order received and will not accept requests for immediate review, and its form says it approves all documentation before it issues a license. You may not serve clients until it does.

The law also requires costs IDOH does not price: criminal history checks, TB tests for staff with direct client contact, and liability insurance if you provide lift services. Medicaid waiver certification of new providers has been paused since August 1, 2026.

$250

IDOH license fee, with each application

IC 16-27-4-6(d)

1 year

License term, then renew

IC 16-27-4-6(h)

60 days

Before expiry, when renewal opens in the Gateway

IDOH program page

21 days

Calendar days a caregiver may work in homes without a check result, barring outside delays

IC 16-27-2-5(c)

What IDOH charges

Every amount below is a state fee paid to IDOH. None of them is a CareRulebook price.

What forIDOH feeTermNotesSource
Personal services agency license, initial application$250Up to 1 yearPaid online in the IDOH Gateway. The statute sets the fee for each license application; IDOH’s forms call it non-refundable.IC 16-27-4-6(d)
Renewal$2501 yearEvery year, in the Gateway, from 60 days before the license expires.State Form 53591
Change of ownership (the new owner’s license)$2501 yearA license cannot be transferred, so the buyer applies for its own with the fee.IDOH-HCBC/PSA-1

The statute: an application "must be accompanied by the payment of a fee of two hundred fifty dollars ($250)" (IC 16-27-4-6(d)). IDOH’s renewal form says "RETURN APPLICATION AND A NON-REFUNDABLE $250.00 LICENSE FEE" (State Form 53591). In the Gateway, the Details page shows the payment amount before you continue, and you pay as the last step (IDOH program page).

What we found no fee for. Branch offices operate under the parent agency’s license (IC 16-27-4-6(a)-(b)), and IDOH’s 2024 document lists what to send to add a branch or report a change of address, name, office hours or staff without naming a fee (IDOH-HCBC/PSA-1). That is our reading of what IDOH has published, not an IDOH statement that these are free.

Simple arithmetic, not an IDOH figure

$250 × 3 = $750 in IDOH license fees to cover your first three years of licensing: the initial fee and two renewals, assuming a full first year.

Our reading of the first year

IDOH may issue a first license for less than a year to stagger expiry dates (IC 16-27-4-6(h)). If yours is shorter, the first renewal and its $250 fee come sooner. Check the expiry date printed on your license as soon as it arrives.

Other costs of getting and keeping the license

Some of these are duties in the law and some are what IDOH’s form asks for; each card says which. IDOH does not set their price. We do not quote typical prices: none of the official sources we checked publishes them.

Criminal history checks for owners and managers

IDOH’s form asks for a lifetime expanded or national criminal history report, dated within the past three months, for the manager, alternate managers, officers and owners, and its 2024 document asks for one with each later staff change or stock transfer over 5%. For a new applicant’s own national check, IDOH’s letter describes registering with the FBI and getting fingerprint cards from the State Police. It gives no price.

State Form 53391IDOH criminal history letter

Criminal history checks for every caregiver

Apply within 3 business days after a worker starts in clients’ homes. The agency is responsible for the fees but may make the job applicant pay or reimburse them. A State Police fingerprint request goes in with any required fees; an expanded check costs what your vendor charges.

IC 16-27-2-4, -6IC 10-13-3-39(c)

TB tests for staff with direct client contact

A baseline two-step skin test or a blood test, a chest X-ray route for anyone with a TB history or new positive result, and screening every year, as 410 IAC 17-12-1(i) sets out for home health staff. Neither IC 16-27-4-15 nor the TB rule says who pays or what a test costs.

IC 16-27-4-15410 IAC 17-12-1(i)

Liability insurance, only for lift services

An agency that provides lift services must have a liability policy that covers them. IC 16-27-4 sets no other insurance requirement. Medicaid waiver certification is different: FSSA asks every provider for proof of liability insurance.

IC 16-27-4-6(l)FSSA document list

An office and a phone in Indiana

IDOH’s form asks for a physical location and an operational agency phone, and its 2022 letter says the location may be a home address. Records are kept, or electronically accessible, at the Indiana office for at least 7 years.

State Form 53391IC 16-27-4-18Manager and office →

A manager, and someone on the phone 24 hours a day

You must employ a manager. The statute sets no qualifications for the role, and the manager or a designee must answer client calls 24 hours a day. No nurse is required.

IC 16-27-4-9IC 16-27-4-14

Training and competency checks

IC 16-27-4 sets no training hours. The agency evaluates each worker for each attendant care task, trains where needed and documents it for every worker who provides personal services. The time this takes is yours to plan.

IC 16-27-4-16The training policy IDOH asks for →

Your written policies

IDOH’s form asks for nine policies and seven forms and says they are approved before it issues a license. Its 2022 letter says general policies not specific to the Indiana Code are rejected.

State Form 53391The 9 policies and 7 forms →

A laptop showing a preview of the Indiana Personal Services Agency Policy and Procedure Manual for a sample agency, open at policy 1.9, Client rights statement, citing IC 16-27-4-12.

CareRulebook

The nine policies IDOH asks for, written for your agency

Answer a few questions and CareRulebook writes the Indiana policies and forms IDOH asks for, in IDOH’s order, with your agency’s details, plus the policies you keep on file. You also get an IDOH upload set, without the rule text or Recommended practice.

  • 18 policies, 80 requirements mapped
  • The nine policies and seven forms on IDOH’s application form
  • Editable Word and PDF when you pay; download again free for 12 months
Preview your manual

$199CareRulebook founding price for the first 50 Indiana agencies, then $249. Not an IDOH fee.

How long it takes, step by step

Since May 1, 2026, initial applications, renewals, document uploads and payments go through the IDOH Gateway (IDOH program page, May 2026 copy). Tick steps off as you go; progress is saved in this browser only.

  1. Get your documents ready

    Your pace

    IDOH’s form asks for your Secretary of State documents, an IRS document with your legal name and EIN, criminal history reports dated within the past three months for the manager, alternate managers, officers and owners, and the nine policies and seven forms (which policies).

    State Form 53391
  2. Get access to the IDOH Gateway

    Before you apply

    Register with Access Indiana, request access to the Personal Service Agency License Registration application and wait for an administrator to approve it. The approval email gives the registration ID you sign in with. IDOH gives no time for this step.

    IDOH PSA program page
  3. Apply and pay $250 online

    Day 0

    Enter the agency details (every field, including agency hours), ownership, manager and locations, upload the required documents, complete the attestation and pay. A payment confirmation is shown and emailed to the agency’s address on file.

    IDOH PSA program page
  4. IDOH reviews the application

    No published time

    IDOH’s form says all documentation must be received and approved before it issues a license. Its 2022 letter says applications are reviewed in the order received, that IDOH will not accept requests for immediate review, and that IDOH contacts you by email or letter once it has reviewed yours.

  5. An onsite inspection, if IDOH chooses

    May happen

    IDOH may inspect on site when it issues an initial license. We found nothing from IDOH on how often it does.

    IC 16-27-4-6(e)
  6. License issued

    After approval

    A license expires one year after it is issued, and IDOH may issue a first license for less than a year to stagger expiry dates. Do not open, advertise or serve clients before it is issued.

    IC 16-27-4-6(a), (h)
  7. For each caregiver you hire

    Every hire

    TB testing as the home health rule sets out, a competency check for each attendant care task before it is done without direct supervision, and a criminal history check applied for within 3 business days of their first home visit. They may not keep working in clients’ homes for more than 21 calendar days without the result, unless the State Police, the FBI or the vendor caused the delay.

  8. Renew every year with another $250

    Every year

    Renewal opens in the Gateway 60 days before the license expires. The renewal form warns that an agency whose renewal is not received and approved by the expiry date may face a civil penalty.

Why we give no date

Texas and Illinois set review time frames in their rules, and Texas also publishes an average (their cost pages are linked below). Indiana does neither, as far as we found:

  • The statute says IDOH "shall issue a license" after a completed application that shows prima facie compliance and the fee, but sets no time for doing it (IC 16-27-4-6(e)).
  • IDOH’s program page describes the Gateway steps and gives no processing time (IDOH program page).
  • IDOH’s 2022 letter says "The application will be reviewed in the order received." and that IDOH will not accept calls or emails asking for immediate review because of a provider’s timeline (IDOH letter, page 2).

The only time in IDOH’s documents is from the paper process: the 2022 letter said IDOH received an application only after the Cashier processed the payment, which "can take several weeks", and asked applicants to allow at least 2 to 3 weeks before asking whether it had arrived (IDOH letter, page 2). The Gateway now takes payment online, so that note may no longer apply, and it never covered the review itself.

We have no basis for an estimate, so we do not give one. Our suggestions: have every document ready before you apply, so nothing has to go back and forth; do not sign client contracts, advertise or set a start date until the license is issued, since operating or advertising an unlicensed agency is a Class A misdemeanor (IC 16-27-4-23); and if you need an update, email PSA@health.IN.gov (IDOH program page, Contact).

Renewal and changes after you are licensed

  • When renewal opens. "The option for renewal becomes available at the 60-day mark for the current expiration of each agency." IDOH’s example: "For example, if a license expires on Dec. 15, 2025, the agency will be able to renew their registration no earlier than Oct. 16, 2025." (IDOH program page)
  • Three versions of the timing. IDOH’s 2022 letter said submit at least 60 days, and not more than 90 days, before expiry (IDOH letter); the 2018 renewal form says "within fifteen (15) days prior to the expiration date of the current license" (State Form 53591). The current Gateway page is the newest of the three. Our suggestion: renew as soon as the Gateway opens it.
  • Late renewal. The renewal form warns that if the application, documents and fee are not received and approved by the expiry date, "the agency may be subject to a civil penalty for non-compliance with IC 16-27-4-6" (State Form 53591). IDOH may impose civil penalties of up to $1,000 (IC 16-27-4-19).
  • What renewal involves. IDOH’s renewal steps in the Gateway follow the initial ones: find the agency, click Renew, review the agency details (every field is mandatory, including agency hours), ownership, manager and locations, upload the required documents, complete the attestation and pay online. (IDOH program page)
  • Changes as they happen. Stock transfers, changes of ownership, branch additions or moves and name changes are not processed with a renewal; submit them as they occur. (State Form 53591)
  • Selling the agency. A PSA license cannot be transferred, and the new owner gets its own license, with the $250 IDOH fee, before operating (IC 16-27-4-6(i)). IDOH’s 2022 letter asked for the change of ownership application at least 30 days before the effective date, with the purchase agreement signed by buyer and seller (IDOH letter), and the seller tells IDOH in writing at least 30 days before closing or selling (IC 16-27-4-6(h)).

In force since August 1, 2026

How the Medicaid waiver pause affects your timeline

What the bulletin says. "The effective date for the moratorium is Aug. 1, 2026. This moratorium will be in place for an initial period of six months. The IHCP may continue to extend the moratorium in six-month increments." It covers Attendant Care, Home and Community Assistance and other 1915(c) waiver services, and "The moratorium will prevent certification and enrollment for certain waiver services as well as changes of ownership, adding counties and adding services subject to the moratorium for existing HCBS agencies." For the H&W, PathWays and TBI waivers, applications already under review are processed, while "Any applications currently awaiting review or new applications will be expired. Expired applicants may reapply after the moratorium has been lifted." (IHCP Bulletin BT2026124)

Exceptions. The IHCP will consider limited exceptions where members lack access to waiver services. A provider must meet every qualification for the service and send a narrative explaining the access concern to OMPPProviderRelations@fssa.in.gov. (BT2026124, page 2)

What it does not say. The bulletin does not mention the IDOH license or private-pay clients. By our reading, the license steps above are unchanged, and you can be licensed and serve private-pay clients while the pause runs. By our arithmetic the first six months end around February 1, 2027, unless the IHCP extends the pause.

When it lifts. Medicaid waiver work takes three steps after the license: certification by FSSA’s Office of Medicaid Policy and Planning, enrollment with Indiana Health Coverage Programs, then waiver program enrollment (FSSA, Medicaid HCBS Certification). For Attendant Care and Home and Community Assistance, FSSA’s document list marks the PSA license as required, lists a home health agency license as the alternative, and does not accept provisional licenses (OMPP Required Document Definitions). Once you start an OMPP application you have 30 calendar days to submit it in full (FSSA), and certification takes effect on the date the application is fully processed (FSSA). FSSA gives no total time for the three steps that we found.

Mistakes that cost money or time

Serving or advertising before the license

Knowingly or intentionally operating, or advertising the operation of, an unlicensed personal services agency is a Class A misdemeanor.

IC 16-27-4-23

Sending policies IDOH cannot accept

IDOH’s form says not to send a handbook or paste the statute, and its letter says general policies not specific to the Indiana Code are rejected. Fixing them means sending them again.

Form 53391; IDOH letter

Old background reports

IDOH asks for owner and manager reports dated within the past three months. A report that is older when you apply means paying for a new one.

State Form 53391

Renewing late

The renewal form warns of a civil penalty if the renewal is not received and approved by the expiry date. Renewal opens in the Gateway 60 days before.

State Form 53591

Missing the 21-day check deadline

Keeping a caregiver in clients’ homes for more than 21 calendar days without the check result, or employing someone with a disqualifying result, is a Class A infraction.

IC 16-27-2-5(c), -7

Buying an agency and keeping its license

The license cannot be transferred. The buyer applies for its own, with the $250 IDOH fee, and must be licensed before operating.

IC 16-27-4-6(i)

Penalties are set by the state, not by CareRulebook.

Myths about cost and timing

Is the Indiana PSA license fee a one-time $250?

No. IDOH charges $250 with each application, and a license expires one year after it is issued, so the fee comes round at every yearly renewal, and again with a change of ownership. It is IDOH’s fee, set by IC 16-27-4-6(d), and IDOH’s forms call it non-refundable.

"A license expires one (1) year after the date of issuance of the license under subsection (e)."

Will IDOH inspect my Indiana PSA before licensing it?

It depends. The statute points both ways. The client rights statement must tell clients that IDOH does not inspect PSAs as part of licensing but does investigate complaints, yet the same statute lets IDOH inspect on site at initial licensing or renewal. We found nothing from IDOH saying how often it does. IDOH reviews your application and policies, and its complaint page says facilities get no advance warning of complaint investigations.

"That the state department does not inspect personal service agencies as part of the licensing process but does investigate complaints concerning personal service agencies."

Does an Indiana PSA have to carry liability insurance?

It depends. IC 16-27-4 requires liability insurance only of an agency that provides lift services, and that policy must cover lift services. If you later apply for Medicaid waiver certification, FSSA’s document list asks every provider for proof of liability insurance. IC 16-27-4 sets no other insurance requirement; other Indiana laws, such as those that apply to employers, are outside what we checked.

"A personal services agency that provides lift services must have a liability insurance policy that covers lift services."

Does Indiana’s 2026 Medicaid waiver moratorium stop new PSA licenses?

No. Not by its terms. Bulletin BT2026124 pauses certification and enrollment for listed Medicaid waiver services, and changes of ownership, added counties and added services for existing waiver agencies. It does not mention the IDOH PSA license or private-pay clients, so by our reading IDOH licensing and private-pay work carry on. New Medicaid waiver work waits until the pause ends, unless the IHCP grants an exception.

"The moratorium will prevent certification and enrollment for certain waiver services as well as changes of ownership, adding counties and adding services subject to the moratorium for existing HCBS agencies."

Frequently asked questions

How much does a home care license cost in Indiana?

IDOH charges $250 with each application for a personal services agency license: initial, renewal or change of ownership. A license lasts one year, so you pay it every year, and IDOH’s forms call it non-refundable. The fee is set in IC 16-27-4-6(d) and paid to IDOH; it is not a CareRulebook price. The statute sets no other state fee.

How long does it take to get a PSA license in Indiana?

IDOH does not publish a processing time, and the statute sets no deadline for its review. IDOH’s 2022 letter says applications are reviewed in the order received and that it will not accept requests for immediate review. We have no basis for an estimate, so we do not give one. Have every document ready before you apply, and do not take clients until the license is issued.

Can I pay the IDOH fee online?

Yes. Since May 1, 2026 applications and renewals go through the IDOH Gateway, where you enter payment details as the last step and get a payment confirmation by email. IDOH’s page does not list which payment methods the Gateway accepts. Before the Gateway, applications went by mail with a check or money order, or by email.

When do I renew an Indiana PSA license?

Every year. The Gateway opens renewal 60 days before the license expires; IDOH’s example is a license expiring December 15, 2025 that could be renewed no earlier than October 16, 2025. IDOH’s 2022 letter said 60 to 90 days before expiry, and the 2018 renewal form says within 15 days before. The renewal form warns of a civil penalty if the renewal is not received and approved by the expiry date, so our suggestion is to renew as soon as the Gateway opens it.

Who pays for caregiver background checks in Indiana?

The agency is responsible for the fees, but IC 16-27-2-6 lets it require a job applicant to pay them when applying or to reimburse the agency. The statutes we checked do not set the amount: a State Police fingerprint request goes in with any required fees, and an expanded check costs what your vendor charges.

Do I need liability insurance for an Indiana PSA license?

Only if you provide lift services: IC 16-27-4-6(l) requires a liability policy that covers them. Medicaid waiver certification asks every provider for proof of liability insurance. IC 16-27-4 sets no other insurance requirement; other laws, such as those that apply to employers, are outside what we checked.

Can I start serving clients while IDOH reviews my application?

No. A personal services agency may not be opened, operated, managed or maintained, or conduct business, without a license, and knowingly or intentionally operating or advertising an unlicensed agency is a Class A misdemeanor.

Does the Medicaid moratorium delay my PSA license?

The IHCP bulletin pauses Medicaid waiver certification and enrollment from August 1, 2026; it does not mention the IDOH license. By our reading the license timeline is unaffected, but Medicaid waiver clients have to wait until the pause lifts, unless the IHCP grants an exception.

Get Indiana rule-change alerts

Medicaid waiver enrollment is paused, and IDOH has proposed readopting the home health rules (410 IAC 17), whose TB test Indiana PSAs follow, with no text changes. Leave your email and we will tell you when an Indiana rule, fee or Medicaid change affects your agency.

No spam. Only emails about Indiana home care rule changes. How we use your email.

Keep reading

Sources

  1. IC 16-27-4, Licensure of Personal Services Agencies (Indiana Code 2026 edition) · Indiana General Assembly (Indiana Code, iga.in.gov) · retrieved October 2, 2026
  2. IC 16-27-2, Criminal History of Home Health Care Operators and Workers (Indiana Code 2026 edition, as amended by P.L.171-2025 and P.L.85-2026) · Indiana General Assembly (Indiana Code, iga.in.gov) · retrieved October 2, 2026
  3. IC 10-13-3-12 and IC 10-13-3-39, national criminal history background checks · Indiana General Assembly (Indiana Code, iga.in.gov) · retrieved October 2, 2026
  4. 410 IAC 17, Home Health Agencies (2026 edition), including the tuberculosis rule at 410 IAC 17-12-1(i) · Indiana Department of Health (Indiana Administrative Code, iar.iga.in.gov) · retrieved October 2, 2026
  5. Personal Care Services Agency (PSA) Licensing Program (page last updated September 1, 2026) · Indiana Department of Health · retrieved October 2, 2026
  6. Personal Care Services Agency (PSA) Licensing Program (archived copy of May 18, 2026) · Indiana Department of Health · retrieved October 2, 2026
  7. Personal Service Agency License Requirements, policy IDOH-HCBC/PSA-1 (effective March 26, 2024) · Indiana Department of Health, Division of Home and Community Based Care · retrieved October 2, 2026
  8. Application for License to Operate a Personal Services Agency, State Form 53391 (R4 / 9-18) · Indiana Department of Health · retrieved October 2, 2026
  9. Renewal Application for License to Operate a Personal Services Agency, State Form 53591 (R3 / 9-18) · Indiana Department of Health · retrieved October 2, 2026
  10. Initial Application for License to Operate a Personal Services Agency: instruction letter (last updated August 2022) · Indiana Department of Health · retrieved October 2, 2026
  11. Criminal History Checks: State Statutes IC 16-27-2 and IC 20-26-2-1.5 (letter to PSA applicants, last updated August 2022) · Indiana Department of Health · retrieved October 2, 2026
  12. IHCP Bulletin BT2026124: IHCP receives approval for an HCBS provider certification and enrollment moratorium (July 23, 2026) · Indiana Health Coverage Programs (Indiana Medicaid) · retrieved October 2, 2026
  13. Medicaid HCBS Certification · Indiana Family and Social Services Administration, Office of Medicaid Policy and Planning · retrieved October 2, 2026
  14. OMPP HCBS Certification: Required Document Definitions (last updated August 25, 2025) · Indiana Family and Social Services Administration, Office of Medicaid Policy and Planning · retrieved October 2, 2026
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